• shortwavesurfer@lemmy.zip
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    11 hours ago

    A lot of crypto backed loans, where they will give you fiat for crypto, are actually over collateralized. So for example, if you want a $10,000 loan, you have to deposit $20,000 worth of crypto. That actually makes the loans quite safe, and if the price of crypto falls, you will lose your crypto unless you deposit more collateral.