If you’re in the USA and you don’t need to go to college for something like being a doctor, lawyer, architect, or credentialed engineer, don’t bother with college if you have to go into debt for it. It’s not worth it, and student loans generally can’t be dealt with by bankruptcy.

Nevermind that higher education in the USA is a racket. Between textbook revisions done purely for profit, courses requiring paying licensing fees to textbook companies just to submit required coursework, universities wasting money on sports or military investments, it’s just not worth it.

At least, consider community colleges.