It is pretty expensive on the independent side ($6k+/month)

So I’m currently working my grandmother through this process and we stumbled upon the most cost effective option for independent living which is to hire a care person to come by 10 hours a week (cost my grandmother about $400/week for 10 hours per week). They’re there to help with cooking and cleaning which are most of what an independent living facility would provide. Throw an emergency pendant (something like $30-50 per month) and you have all of the of features of a $6k/mo independent living facility for less than $2k/month over their current housing costs

I’m relieved that my parents will probably be able to afford to age in place, because I couldn’t stand them living someplace like where I work

I’m not sure what to expect when my parents reach that age. At this point I’m more worried that they won’t be able to retire given their horrendous financial discipline. My in-laws seem on track to die young given the sheer quantity of alcohol they consume, the frequency with which they drink and drive, and their predisposition to riding motorcycles to go bar hopping. My grandmother however needs to be moved into a memory care facility ASAP because she is at the point that she really shouldn’t be living independently anymore