You gullible person, they write the contracts to protect themselves at your expense. For example:

Check your Disney+ contract before going on a Disney cruise. If you use both services, you waive your right to go to court in case of injury or death on the cruise. Potentially for Life.

https://www.msn.com/en-us/entertainment/streaming-movies-and-tv/new-disney-terms-of-service-have-a-few-clauses-you-need-to-read/ar-AA1zicFJ