It’s tough because many situations are different and reasons why someone is homeless. In this comic the guy says he got sick, so it’s clear this situation a free housing solution would probably help.
In many situations there is a combined addiction and mental health issue that creates the problem. From my own experience with family, we had someone who needed help but refused it and it resulted in having them removed from the home.
People can become homeless like that and continue to refuse help and they go from friend to friend without making a change until they’re friendless and homeless. The biggest issue is they don’t want to accept the actual help they need but would rather just a hand out of money.
Well I have a middle class family member who had their life totally set out for them who then has abused drugs and alcohol and are in the slow process of losing everyone around them and being asked to leave their family home with wife and kids due to the abuse and defiance that they have any problems. They will find themselves homeless soon and still an addict.
I don’t know if these circumstances are set one way or the other. It’s always sad because help has been offered and given for a decade.