• 0 Posts
  • 1.54K Comments
Joined 2 years ago
cake
Cake day: November 14th, 2023

help-circle

  • Victor@lemmy.worldtomemes@lemmy.worldKlarna for rent
    link
    fedilink
    arrow-up
    1
    ·
    edit-2
    11 hours ago

    Yeah, exactly. It’s very predatory.

    I don’t think I’m their intended customer demographic. 😅 I use it to keep a tight check on all my purchases. Recently started doing the monthly invoice thing as well, so neat and tidy. One payment every month, then rearrange money in our bank accounts as needed based on shared economy with the wife. Bish bash bosh.





  • Victor@lemmy.worldtomemes@lemmy.worldKlarna for rent
    link
    fedilink
    arrow-up
    2
    ·
    edit-2
    11 hours ago

    Good question.

    It’s because I wanted full control over my purchases, how much money went to what things. Partly because I need to be aware of how much money I should take from our shared budget account, and also to keep a close eye on the actual budget to see if the monthly budget needs adjusting.

    My regular bank debit card didn’t have this functionality at the time (not sure if it does now, but probably 🤷‍♂️).

    So it’s pretty much strictly a control thing.

    I don’t think I’m really Klarna’s target audience. They want customers who have poor money management. 😅